New UPI Transaction Rules Effective Applied on 15 September 2025. DO Know This.
๐ UPI Transaction Rules Effective 15 September 2025 India ke digital payment ecosystem me ek bada update aaya hai! NPCI (National Payments Corporation of India) ne UPI transaction limits ko revise kiya hai—especially high-value payments ke liye. Ye naye rules 15 September 2025 se lagu ho rahe hain. ๐ Key Highlights Category Per Transaction Limit Daily Limit Capital Market Investments ₹5 lakh ₹10 lakh Insurance Premiums ₹5 lakh ₹10 lakh Government e-Marketplace (GeM) ₹5 lakh ₹10 lakh Travel Bookings ₹5 lakh ₹10 lakh Credit Card Bill Payments ₹5 lakh ₹6 lakh Jewellery Purchases ₹2 lakh ₹6 lakh Business/Merchant Transactions ₹5 lakh No daily cap Loan/EMI Collections ₹5 lakh ₹10 lakh FX Retail via BBPS ₹5 lakh ₹5 lakh Digital Account Opening ₹5 lakh ₹5 lakh Initial Funding (Digital A/c) ₹2 lakh ₹2 lakh Person-to-Person (P2P) Transfer ₹1 lakh ₹1 lakh (unchanged) ๐ก What’s Changing? ✅ High-value payments ab UPI ...